Core principles
Successful passive investing is built on evidence and behavior. We prioritize diversification across regions and asset classes, keep costs low with index funds and ETFs, and use clear rules to rebalance when allocations drift. We avoid market timing and headline chasing. Instead, we help you define risk capacity and stick to a plan that can weather uncertainty. The outcome is a portfolio you understand and can maintain through changing conditions.
Diversify globally
Blend US and international stocks with investment-grade bonds to broaden opportunity and reduce concentration risk.
Control costs
Lower fees and low turnover help you keep more of market returns over long horizons.
Rebalance with rules
Use calendar or threshold triggers to realign weights, limiting emotion and drift.
Model strategies
Choose a core and customize. Start with global market indexing, then add factor tilts or income elements to reflect your goals. Each model includes suggested funds, example weights, and the role it plays in an overall plan.
Global Market Indexing
A market-cap weighted core capturing broad equity and bond markets. Typical allocations include a diversified global stock fund paired with investment-grade bonds. This approach offers low fees, high liquidity, and minimal tracking error versus aggregate markets. It is an ideal default for investors who want simplicity without sacrificing diversification.
Rebalancing frameworks
Rebalancing controls risk and maintains intended exposures. Wealthstack supports calendar and threshold rules as well as a hybrid approach that respects taxes and trading costs. Choose the cadence that matches your tolerance for drift and your account type.
Calendar
Rebalance at a set interval, such as semiannual or annual, to reset targets predictably and limit trading frequency.
Threshold
Only trade when an asset class drifts beyond a chosen band, reducing unnecessary transactions while containing risk.
Hybrid
Combine a calendar review with threshold checks, applying tax-aware preferences for lots and account location.
Turn strategy into a living plan
Pick a core, add optional tilts, and set rebalancing rules. Automation and analytics help you maintain discipline without constant monitoring.